Free tools
Real estate tools for the decision in front of you.
How much cash a first deal actually takes. Whether a property covers its own loan. Whether buying beats renting where you live. Ten tools, one for each of the questions that stop people, with the working shown.
Free, and nothing you type is sent anywhere.
Two guided tools
Not sure what you are even looking for?
These two answer a decision rather than compute a figure. One tells you which of the five beginner strategies your situation actually supports. The other prices six financing doors against your own cash and tells you which ones are closed to you, and why.
Run your own numbers
Eight calculators, one per decision.
Each one takes a property you are actually looking at and gives you the figure that decides it, plus the line that says whether the figure is good. Same math the course toolbox runs on, without the course.
- House Hacking CalculatorSee your real monthly housing cost once the other units' rent is applied, plus cash to close and cashflow if you move out.
- Rental Cashflow CalculatorEnter price, rent, and expenses to see monthly cashflow, cash-on-cash return, cap rate, and DSCR on any rental.
- BRRRR CalculatorModel a Buy, Rehab, Rent, Refinance, Repeat deal: how much cash you pull back out, what stays in, and the post-refi cashflow.
- Rent vs Buy CalculatorCompares where you actually end up on both paths, not just the payments, and finds the year buying pulls ahead of renting and investing the difference.
- Home Affordability CalculatorRuns the two debt-to-income ratios a lender runs, then solves backwards for your maximum price and tells you which limit is holding you back.
- DSCR Loan CalculatorSee your debt service coverage ratio, the largest loan it supports, and the down payment that implies, before you call a lender.
- Closing Costs CalculatorA line-by-line estimate of lender, title, government, and prepaid costs, so you know your real cash to close and can check the Loan Estimate against it.
- Short-Term Rental CalculatorModel nightly rate, occupancy, turnovers, and platform fees to get cashflow, cash-on-cash, and the breakeven occupancy that shows your real risk.
Context
The numbers behind the numbers.
The calculators tell you whether your deal works. The research and data studies tell you what normal looks like: the cash needed to buy a first rental in each of the 50 largest metros, and a statistics hub with state level rents, prices and taxes. All free to cite, with sources on every figure.
What happens next
The calculators are free. The order they go in is not.
Students get a full toolbox inside the 28 day course: Mortgage, ROI and cash-on-cash, Fix and flip, each with saved scenarios.
$299 once. Lifetime access. 30 day refund.